YINGZI WU

Bachelor of Management，Double Major：Labor and Social Security&Business Administration

• Financial & Internal Control Audits: Managed audit teams for annual audits of listed banks (e.g., Bank of Communications, SPD Bank) and subsidiaries (e.g., Ping An Leasing, BOC Financial Technology), delivering audit reports, internal control assessments, and management recommendations.
• Major Restructuring Projects: Led the execution of a Hong Kong EVSA transaction, including due diligence, financial reporting, and regulatory filings. Coordinated with legal advisors and underwriters to address accounting and compliance issues, ensuring HKEX approval.
• IFRS 9 Implementation: Directed consulting projects for banks transitioning to new financial instrument standards, advising on system upgrades, accounting policy revisions, and compliance.

• Financial Due Diligence: Conducted buy-side due diligence for M&A transactions across industries (manufacturing, media, telecom), analyzing financial statements, cash flows, and operational risks.
• Profitability Analysis: Evaluated target companies’ business models, competitive positioning, and financial metrics (revenue, cost structure, net margins).

• Led annual audits and internal control reviews for branches and fintech subsidiaries. Addressed unique accounting risks in technology-driven financial services, ensuring compliance with PRC GAAP and IFRS.
• Issued audit reports and provided actionable recommendations for financial process optimization.

• Advised on critical accounting issues including revenue recognition and accounting treatment of asset acquisitions.
• Orchestrated delivery of 3-year audited financials, pro forma statements (PFI), debt position memorandum, and working capital adequacy report under HKEX guidelines.
• Drafted Q&A responses to HKEX inquiries on financial disclosures, achieving zero revisional requests.
• Acted as financial lead to align disclosure narratives with sponsor and legal counsels.
• Executed agile project management with granular milestones, coordinating audit/tax/valuation teams to complete the deliverables ahead of deadline.
• Achieved HKEX approval and passed internal quality reviews.

• Oversaw consolidated financial statements for 10+ subsidiaries, coordinated audit timelines, and advised on internal control improvements.
• Delivered audit reports and management letters on schedule.

• Led the design of the credit business internal control assessment framework, identifying over 15 key control points and implementing process optimization solutions.
• Coordinated annual and semi-annual comprehensive reviews of credit assets, leading a 20-person team to conduct in-depth due diligence on over 1000 corporate clients, identifying potential risk exposure of the corporate loans.
• Designed a tiered early warning mechanism, helping the client to identify the loan risk issues early and strengthen collection measures to reduce loan loss risks.

• Spearheaded IFRS 9 transition program for a commercial bank, conducting gap analysis, designing migration roadmap, and upgrading core banking systems, achieving full compliance 2 months ahead of regulatory deadline.
• Established internal control framework under new standards, streamlining accounting processes and risk monitoring.
• Orchestrated cross-functional collaboration across departments, reconfigured business rules in core systems, and achieved over 98% accuracy in financial data migration.
• Developed comprehensive training curriculum and delivered bank-wide workshops for finance/risk management professionals.