Summary

Results driven and hardworking, participating in all aspects of business development and management from operations and finance to marketing, Human Resources and human development. Effective leader and team builder, well developed communication skills and excellent multitasking abilities. Capable of identifying new opportunities and sustaining business growth.

Birthday

May 14, 1955

Marital status

Married

Graduation Year

1979

Residence

Sahel Alma, Jounieh, Quartier Chamsine 707, Choueiter Bldg. #155

Work Experience

Chase Manhattan Bank N.A

Senior Supervisor

August 1974 - March 1981

Financial Control department, Accounting, Bookkeeping and Human Ressources

Capital Trust Bank SAL

Central Manager

April 1981 - August 1988

Manager of Ashrafieh main branch, and of all central departments (L/Cs, L/Gs, inward and outward remittances, Foreign exchange operations)

Inaash Bank SAL

Deputy General Manager

October 1988 - December 2000

Deputy General Manager – Operation & Administration including the supervision of 18 operational branches, accounting dept, IT dept, International dept, Human resources dept, Financial control dept, Private banking, Money division, mergers & acquisitions Major responsibilities: • Setting up bank policy with board of directors regarding local and international relations. • Member of the executive management committee, thus sharing in top management discussions and decisions regarding the bank’s policy and strategy. • Member of the executive credit committee. • Head of the recruitment committee. . Head of the risk committee . Head of the compliance committee • Supervising the work and performance of branches. • Supervising the daily placing and borrowing and overall cash flow,
• Supervising accounting and reporting functions and establishing operating policies and procedures. • Improving and developing relations with international correspondents. • Handling of all problems that may arise from the day to day operation.

Grid International Inc.

Senior Vice President

March 2001 - June 2007

Specialized in organizational development and human relations and in improving and implementing corporate culture in organizations; contributed to the successful implementation of major culture change programs for several organizations in the Middle East, such as Royal Court in Saudi Arabia in connection with the 2030 vision, Institute of banking (Saudi Arabian Monetary Agency SAMA), Saudi Electricity Company, Arab National Bank, Al-Rajhi bank Saudi Arabia, Kuwait Finance House, Syriatel, Indevco Lebanon, Napco Saudi Arabia. Kuwait oil co. (KOC), Kuwait Energy Co. (KEC), Arabia Insurance Saudi Arabia, Byblos Bank SAL, Cimenterie Nationale,

Banque Congolaise

Administrateur-Directeur General (CEO)

July 2007 - December 2009

• Communicating, on behalf of the bank, with shareholders, government entities, and the public • Leading the development of the bank’s short and long-term strategy • Creating and implementing the bank’s vision and mission • Evaluating the work of other executive leaders within the bank • Maintaining awareness of the competitive market landscape, expansion opportunities, industry developments, etc. • Assessing risks to the bank and ensuring they are monitored and minimized • Setting strategic goals and making sure they are measurable and describable • Formulating operational policies for the bank • Formulating goals and setting deadlines for them • Formulating rules and regulations in the bank regarding financial transactions and other important functions • Coordinating the resources in the bank in order to attain the formulated goals • Ensuring that all the financial data of the company is updated and accurate • Monitor the functioning of various departments of the bank and ensuring that all of them are working on the right • Head of the executive management committee • Head of the credit committee • Head of the risk committee • Head of the business continuity management committee • Head of the recruitment committee

Grid International Inc.

Senior Vice President

January 2010 - November 2018

Specialized in organizational development and human relations and in improving and implementing corporate culture in organizations; contributed to the successful implementation of major culture change programs for several organizations in the Middle East, such as Royal Court in Saudi Arabia in connection with the 2030 vision, Institute of banking (Saudi Arabian Monetary Agency SAMA), Saudi Electricity Company, Arab National Bank, Al-Rajhi bank Saudi Arabia, Kuwait Finance House, Syriatel, Indevco Lebanon, Napco Saudi Arabia. Kuwait oil co. (KOC), Kuwait Energy Co. (KEC), Arabia Insurance Saudi Arabia, Byblos Bank SAL, Cimenterie Nationale,

IBL Bank SAL

Country Manager

December 2018 - Now

  • Managing all branches operating in Iraq.
  • Communicating on behalf of the bank with the Central Bank of Iraq and local authorities
  • Implementing the bank’s goals and strategy within the territory.
  • Supervising the work and performance of branches
  • Handling the day to day operations

Courses and Certificates

Banking courses and seminars

Attended many international training programs and conferences held by international corporations such as, World bank, International Monetary Fund (IMF), International Chamber of Commerce (ICC), Bank for international settlements Basel (BIS), Chase Manhattan bank, Irving trust co, Chemical bank N.A. , Central bank of Lebanon, Banks Control commission, Arab banks association, Lebanese banking association, Arab academy and many others. This has contributed in bringing a lot of added value to the wide experience especially in the fields of management, leadership, training and development, consulting, problem solving, communication and team work.

Languages

Language

English

Very Good

Language

French

Very Good

Language

Arabic

Native